Money Problems and Addictive Behavior

Debt and Depression: Is There a Connection? — The Recovery Village Drug and Alcohol Rehab

Money Problems and Addictive Behavior

Having, making or spending money is not a path to happiness. If money cured everyone’s depression, a rich person would never need therapy.

Although money cannot solve mental health issues, it may be a major contributor to the problem. Many people experience a strong relationship between debt and depression, so improving one aspect could improve the other.

Major Causes of Debt

Debt comes in many forms and materializes from numerous sources. People may live in poverty their whole life, while others experience debt or poverty later in life due to an unfortunate or unplanned development.

The causes of bad debt vary from person to person. Just a person’s mental health, no one’s financial situation is exactly someone else’s. Regardless of mental health, debt can be a heavy mental burden to bear.

Some common causes of debt include:

  • Gambling: The lure of gambling leads people to believe that hitting the jackpot is near. Sadly, people lose money every year to gambling debt which puts a tremendous financial strain on themselves and their families. The strain of gambling addiction debt is so great that nearly 20% of problem gamblers think about suicide each year because of gambling debt depression.
  • Addiction: Drug addiction debt develops from two factors. First, people who are addicted to alcohol and other drugs tend to spend large amounts of money on substances each month. Expenditures for opioids or cocaine can become very expensive very quickly. Second, addiction disrupts life so much that many people lose their jobs and their income reduces due to their substance use.
  • Medical Expenses: Given the current state of health coverage in the United States, medical expenses are a driving force behind debt. Just one medical issue can incur huge debt. The problem is so significant that medical expenses factor into 62% of bankruptcies.
  • Poor Money Management: Despite their best efforts, some people continue to display poor money management skills. In some cases, this is due to a lack of knowledge or education. In other cases, people with untreated mental health conditions spend money excessively as their symptoms shift. The effects of poor money management affect someone’s physical and mental well-being.
  • Economic Disparities: Social and economic disparities are often invisible but lead to debt. Women and people of color, as well as religious and sexual minorities, receive lower pay for the same work when compared to majority groups. Such disparity increases the lihood of debt in the future.

Debt is a Leading Cause of Stress

For many people, debt is a significant problem that makes life difficult. When a person worries about how to pay their bills, afford groceries and buy Christmas presents, stress builds.

Stress makes every day and every decision more challenging and complex. With debt and high stress, people are forced to make impossible choices between food and medicine or the electric bill and car insurance.

Feeling stressed about financial issues is not an isolated or sporadic concern. According to the American Psychological Association, 72% of Americans feel stressed about money each month, and 22% of people report feeling extreme financial stress each month.

By itself, stress is problematic, but large amounts of stress can build to depression. So debt creates stress and stress creates depression.

Consider a person with depression caused by stress and debt. When depression is high, the person will be unable to work, lose their job and incur more debt. Struggling with debt and depression can drastically increase the difficulty of managing debt.

People who are depressed may also cause more debt, depending on their coping skills. Someone with poor coping skills may try to treat their depression by using drugs or spending large amounts of money on frivolous items or junk food — the latter of which can lead to costly health problems, furthering the debt.

Tips for Overcoming Debt and Depression

Getting into the costly cycle of debt and depression is easy, but getting the cycle is challenging. Here are some tips for addressing debt and depression:

  • Understand the problem: Did debt trigger the depression or the other way around?
  • Don’t go it alone: People may feel ashamed of their debt and mental health status, but keeping these issues a secret never helps. Share the situation with trusted friends or family members to gain their insights and suggestions.
  • Plan a budget: Some people do not have a grasp on their monthly income and expenses, which could pose a serious problem in reducing debt. Check income, save receipts and access monthly records for bills. From there, take action to look for ways to save.
  • Shift to positive coping skills: Gambling, using alcohol and other drugs and compulsively spending money may seem to improve depression, but they only compound the problem and increase debt. Seek out positive coping skills to help with mood issues exercising, improving sleep, journaling and spending time with loved ones. Many positive coping skills are free, which allows a person to feel better without increasing their debt.
  • Bring in the professionals: Depending on the situation, trying to manage debt and depression without professional assistance could be trying to perform open-heart surgery without a professional. If the problem isn’t getting better, seek more help. Therapists and psychiatrists can help with depression while banks and case managers can provide options for managing the debt.

Feelings of depression or anxiety can lead to suicidal thinking. If you or a loved one is experiencing suicidal thoughts or tendencies, call the National Suicide Prevention Hotline at 1-800-273-8255.

Finding Affordable Depression Treatment

When a person is dealing with debt and depression, professional treatment options may seem a bad idea. After all, “professional” means “expensive,” right?

While it is true that professionals get paid for their services, depending on the person’s finances and insurance coverage, the treatment could be completely free of charge or more affordable than anticipated. Affordable treatment options are available.

Perhaps the best course of action is getting in touch with a professional who can accurately assess a person’s current situation and treatment needs. Most people do well with outpatient treatment, but if you are experiencing suicidal thoughts or symptoms of addiction linked to self-medication, a higher level of treatment could be needed.

If you or a loved one struggle with a substance use disorder that developed as a means to cope with depression or a financial situation, contact The Recovery Village to speak with a representative about how professional treatment can help.

Using proven addiction treatment methods, The Recovery Village can address substance use disorders along with co-occurring mental health disorders by using a wide range of affordable payment options.

Call today to take the first step toward a healthier future.

Medical Disclaimer: The Recovery Village aims to improve the quality of life for people struggling with a substance use or mental health disorder with fact-based content about the nature of behavioral health conditions, treatment options and their related outcomes.

We publish material that is researched, cited, edited and reviewed by licensed medical professionals. The information we provide is not intended to be a substitute for professional medical advice, diagnosis or treatment.

It should not be used in place of the advice of your physician or other qualified healthcare provider.

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Источник: https://www.therecoveryvillage.com/mental-health/depression/related/debt-and-depression/

The Financial Cost Of Addiction: What Is Addiction Costing You?

Money Problems and Addictive Behavior

Drug and alcohol addiction does not come without costs: costs to health, relationships, as well as financial cost. Addiction can cost a person thousands of dollars each year, depending on the type of substance abused, the amount, and other considerations such as healthcare costs.

Financial barriers to seeking drug and alcohol rehab are a common concern. However, the value of seeking treatment, when and if affordable options are available, far exceeds how much this and can save you money down the road.

Drug and alcohol treatment can also present more valuable benefits, such as skills-learning groups and access to a team of specialists capable of coordinating a personalized treatment plan.

What Is The Total Cost Of Addiction In The U.S?

The financial cost of struggling with drug or alcohol addiction over time is more than just a personal problem. Substance abuse is estimated to cost the United States economy over $600 billion each year, according to the National Institute on Drug Abuse (NIDA).

This number is staggering, and doesn’t include the significant indirect costs of drug and alcohol addiction. These indirect costs, which include drug-related deaths and reduced quality of life, raise the total cost to over a trillion dollars each year.

Areas of spending that are considered when calculating these total costs include:

  • healthcare costs
  • workplace productivity loss
  • criminal justice costs
  • research and prevention
  • public assistance and social services
  • traffic collisions
  • fires
  • intangible costs (e.g. decreased quality of life)

How Do Treatment Costs Affect The Total Cost Of Addiction?

A 2011 report from the U.S. Department of Justice shares that treatment costs for substance abuse make up only 6 percent of the total financial cost of addiction nationwide.

Although millions of people struggle with drug or alcohol addiction in any given year, only a small percentage go on to seek treatment. There are many explanations for this that can vary for each person, and with every day, month, or year someone doesn’t seek treatment – the cost of addiction becomes greater.

Annual Financial Costs Of Addiction By Drug

Breaking the costs down even further, below is a detailed look at how the annual financial cost of addiction can be compared between different types of substances.

Opioids

Prescription opioid abuse, according to the CDC, has reached crisis levels in the United States. In 2017, more than 191 million opioid prescriptions were filled by patients in the United States – and this doesn’t account for opioids purchased illegally.

Although opioids oxycodone and Vicodin can be an effective treatment for severe pain, they can also be highly-addictive, leading many to a dangerous pattern of opioid misuse and addiction. Older adults especially are a population commonly receiving these prescriptions, and with a slower drug metabolism, can be at greater risk for developing a problem.

In 2015, the economic cost of opioid misuse in 2015 was estimated at $504 billion. On an individual level, chronic opioid use can become very costly, with prices even higher for pills not received through a prescription.

Common opioids of abuse and average costs per pill include:

  • OxyContin
    • prescription: $6
    • street price: $50 to $80
  • fentanyl patch
    • prescription: $9
    • street price: $40
  • Vicodin (hydrocodone)
    • prescription: $1.50
    • street price: $2 to $10
  • oxycodone
    • prescription: $6
    • street price: $30-$40

Taking opioids multiple times a day over time can add up, with higher doses costing even more. In addition, as a person develops a higher tolerance for opioids, higher doses will be needed to continue experiencing the same effects.

The majority of opioid-related costs in the United States occur as a result of fatalities. Non-fatal instances of opioid misuse make up only a fraction of the total cost, representing $72.7 billion of the total $504 billion.

Alcohol

Alcohol is the most commonly abused drug in the United States and leads to a problem that kills 88,000 people each year. In 2016, the CDC reported an annual U.S economic loss of $249 billion due to the costs of excessive alcohol use. This costs each citizen in the United States about $807 each year..

Binge-drinking drives the majority of this economic toll, linking back to 77 percent of the total cost. Underage drinking and drinking while pregnant also make up sizable portions of this total cost.

On a societal level, excessive drinking hurts the economy by causing significant losses of productivity in the workplace, healthcare costs, and more.

From a 2016 CDC report on heavy drinking, the breakdown of this total cost follows as:

  • loss in workplace productivity (72 percent)
  • health care expenses (11 percent)
  • law enforcement and criminal justice (10 percent)
  • motor vehicle crashes (5 percent)

The expense of buying alcohol for heavy drinkers can cost upwards of thousands of dollars each year. Adding in the expenses of treating medical and mental health consequences of alcoholism can even further raise this cost.

Cocaine

Cocaine is powerful and addictive illicit drug that first rose to popularity in the early 1980s and have generally declined in price since. Since the 1990s, cocaine prices have remained relatively steady, despite new legal barriers that make it more difficult for drug cartels to ship and distribute the drug.

The price of cocaine today varies location, the amount, and drug purity. On average, a gram of cocaine in the U.S. can cost between $93 and $163, depending on purity and location. This is equal to about ten lines, or twenty-five “bumps” of cocaine.

Depending on the severity of a person’s problem, cocaine addiction can result in costs of $8,000 to $10,000 a year. People with a severe cocaine addiction may spend more.

Heroin

Heroin is an illicit opiate that sells between $5 and $20 a dose. For people with severe addictions, daily costs for heroin can range up to $150 to $200 a day. This can add up to $54,000 to $73,000 per year, without factoring in the financial burden of other heroin-related costs.

Compared to the prices of prescription opioids, however, heroin is often seen as a cheaper and more easily-obtainable alternative. It may sometimes be taken or mixed with other addictive opioids such as fentanyl.

Heroin is a powerful drug that can pose several dangers to physical and mental health. Having an addiction to heroin can make it difficult to keep a job, cause legal troubles, as well as increased healthcare costs, and other serious consequences. Heroin addiction also leads to increased costs on a societal scale due to higher incarceration rates, theft, and other criminal justice costs.

Compare: The Cost Of Addiction Treatment

Many people struggling with addiction have concerns about whether or not they can pay for treatment. Treatment expenses for drug and alcohol addiction can vary depending on the type of treatment being sought, location, and other factors.

Detox services, for instance, can cost between $250 to $800 a day out-of-pocket, while residential rehab programs can cost between $2,000 to $25,000 depending on the length of stay and amenities offered.

Depending on the substance and severity of someone’s addiction, it’s not uncommon to spend hundreds or even thousands of dollars in a short time to maintain drug or drinking habits. In comparison, getting treatment can provide significantly more value personally and financially.

Most insurance companies are required by law to provide some level of coverage for mental and behavioral health services, which includes drug and alcohol rehab. This can reduce costs for people with insurance who are seeking treatment.

Additional options for people without insurance may include:

  • state-funded rehab programs
  • facilities that offer sliding-scale services for low-income patients
  • treatment scholarships

Seeking Treatment Helps The Economy

The U.S. economy also benefits from people seeking treatment for drug and alcohol problems.

According to the National Institute on Drug Abuse (NIDA):

  • for each dollar spent on addiction treatment, an estimated $4 to $7 is yielded due to a reduction in drug-related crime and theft
  • when healthcare costs are added, the ratio of savings exceeds the costs of treatment 12 to 1
  • addiction treatment increases employment prospects by 40 percent and reduces arrests for drug-related crimes by 40 to 60 percent

Get Addiction Help Today

Getting help for an addiction is not a small decision. It can be life-changing in several ways, and provide an opportunity to save money that would have otherwise been spent feeding your drug or alcohol habits.

Treatment for a drug or alcohol addiction reduces the risk for relapse, connects people to a support system, and can put them on the path towards a more hopeful future ahead. At Vertava Health, we strive to provide comprehensive treatment that helps each patient we treat discover their success story.

Fighting addiction is not easy, and you don’t have to face it alone. Our treatment specialists at Vertava Health are available 24/7 to offer confidential support in finding a treatment program that best suits the needs of you or a loved one struggling with addiction.

Don’t wait to seek help. Contact us to find drug and alcohol treatment options today.

Источник: https://vertavahealth.com/blog/financial-cost-of-addiction/

Compulsive Buying Disorder: When Shopping Addiction Becomes a Problem

Money Problems and Addictive Behavior

Whether it’s the latest gadget, a chic new piece of clothing, or even food, we’ve all felt the urge to splurge now and again. This comes as little surprise because we are constantly bombarded with online, print, and media ads that reinforce shopping mentality. Indulging in occasional spending isn’t necessarily a bad thing when it done in moderation and doesn’t disrupt family finances.

If your urge to shop becomes uncontrollable and if you are constantly spending beyond your means on things that you don’t need, a shopping addiction can be just as damaging as gambling or alcoholism.

Fortunately, there are ways to break free from shopping addiction.

If you have tried to quit spending with little or no luck, you may need the help of friends, family, or a supportive treatment program to kick the compulsion to shop.

What Is Shopping Addiction?

“Compulsive buying disorder” is the proposed diagnosis for shopping addiction. It’s a worldwide problem, and approximately 5.8% of the U.S. population will experience some type of compulsive buying disorder during their lives.1

Many people who suffer from shopping addiction also experience a co-occurring mental health condition, such as anxiety or depression. Some people engage in addictive shopping to boost their self-esteem. While the term “shopaholic” is often used in jest, it is a serious condition as people who shop compulsively generally spend well beyond their means.

Shopping addiction is a process addiction. Process addictions are addictions to things other than physically addictive drugs or alcohol.

>>> READ THIS NEXT: How Effective Is Integrated Treatment

The Cycle of Shopping Addiction

People who struggle with compulsive shopping may experience ups and downs in their addiction. The urge to shop is usually strongest during moments of depression, sadness, or anger. Shopping addiction has also been associated with holidays that reinforce compulsive shopping, i.e. holiday shopping in December.

People who struggle with a shopping problem initially feel a “high” or “rush” from the act of shopping. However, any positive feelings they get from gratifying their compulsion are fleeting.

Many people feel deep regret, shame, or embarrassment in the aftermath of a shopping spree, which ultimately leads to more feelings of distress and more shopping.

Some people contain their shopping problem to online shopping. Sprees on sites Amazon.com can also play into problem shopping patterns, and are often just as devastating as in-person shopping.

The ability to quietly and quickly buy more through online merchants can lead to shopping sprees in the middle of the night, during work breaks, or from the comfort of the living room sofa.

These sprees are often extremely financially devastating and can be hard to control.

Compulsive shopping often follows a distinct pattern:

  1. Anticipation. This includes ruminating on possible shopping trips or items
  2. Preparation for shopping. This may include making lists, compulsively looking online, researching items, or talking about shopping.
  3. Shopping. The act of shopping can take place in person or online. This includes adding items to online shopping carts or physically picking items up in the store.
  4. Spending. Spending is the final act when a financial transaction is made and the items are given to the shopper.1

Signs of Shopping Addiction

People who shop compulsively experience shopping differently from people who do not have this problem.

Here are some signs to watch out for:

  • The act of shopping causes feelings of euphoria, or a “high.”
  • The urge to buy is overwhelming, and must be gratified instantly.
  • Items bought during shopping sprees are often unnecessary.
  • Shopaholics often go shopping with the intention to buy only a few items and end up buying much more than they intended.
  • Purchased items may be hidden from family and friends guilt.
  • Shopaholics are often in debt, have maxed out credit cards and are in generally bad financial straits due to spending beyond their means.

If any of these signs apply to you, then you might have a shopping addiction. Acknowledging the problem is the first step toward resolving it. However, breaking free of shopping addiction may require the help of others.

Your compulsion to shop may be a way you cope with issues such emotional problems or may even stem from mental health issues. Help from a supportive team is key. Addictions and compulsions often mask other problems. Qualified help may be necessary to resolve other issues that are clustered with the problem shopping. A full recovery will be difficult without treatment and support.

Problems Associated with Compulsive Shopping

People with shopping addiction often spend beyond their means. Although it may appear less harmful than other forms of addiction, such as drug or alcohol abuse, shopping addiction can and does create serious problems. Financial problems are the most obvious problems associated with compulsive shopping.

Without anything to stop the issue, people with this issue often spend until they absolutely can no longer buy new things.

This may mean they have run money, maxed out their credit cards, and are unable to borrow funds to continue to feed the addiction.

Shopping addiction may cause financial and even legal problems if those who suffer are unable to fulfill their other financial obligations because of their addiction.

People with compulsive shopping disorder may resort to borrowing money from family and friends in order to fuel their addiction. Relationships with loved ones may grow strained over time because people with shopping addiction have a tendency to continually borrow even if they lack the capacity to pay back their debt.

The shame and desire to hide spending often strains marriages and relationships. This can lead to strained or broken relationships because even patient and loving partners eventually become unable to cope with the consequences of the addiction.

In some cases, compulsive shopping impacts the person’s credit score, which may prevent him or her from buying a home or a reliable vehicle. In some cases, low credit scores may impact the ability to be hired for a job. Severe cases of shopping addiction may also lower a person’s ability to work, and online shopping during work hours may lead to job termination.

Left unresolved, compulsive shopping can become just as problematic and self-destructive as almost any other form of addiction.

How to Recover from Shopping Addiction

Fortunately, there are some things you can do to manage your shopping addiction.

  • Destroy all credit cards and delete all digitally-stored credit card numbers. Instead, pay for needed items in cash or debit card. For big-ticket items, you can elect to pay by hand-written check.
  • Tell your loved ones about your problem and ask them to help you in your recovery.
  • Write a shopping list AND stick to it.
  • Avoid things online stores or TV shopping channels. Ask a loved one to block these sites and channels on your computer, phone, and television, and then secure the password to unlock these items.
  • Whenever you feel the urge to shop, acknowledge it, and then do something constructive such as exercise, or take up a hobby that does not require you to spend.
  • Consider ways to make it more difficult for you to spend money impulsively, such as making your money harder to access.
  • Most importantly, seek treatment. Shopping addiction is a serious and complex problem. Once your brain has become accustomed to the high and instant gratification of compulsive shopping, you will need support to make lasting change. Support groups are waiting to help, and licensed mental health counselors can help make change easier with coaching and evidence-based plans.

True shopping addiction requires treatment if you want to make a full recovery.

You will also need the help of friends and family to prevent yourself from sliding back into compulsive shopping after treatment or a counseling program.

Counseling and rehab can help you uncover and treat the real causes behind your shopping and problem spending. For example, if you generally shop as a means of dealing with stress, then you will want to treat the underlying emotional causes and build new skills to replace the shopping habit.

You may want to consider temporarily placing your finances under the control of a loved one so that person can help regulate your spending. Recognizing you have a problem shows more inner strength and also makes it easier to heal.

Compulsive shopping is about much more than a “bad habit”. Shopping addiction is a legitimate process addiction and it can be very devastating to relationships, finances, and well-being.

You may want to begin by making it more difficult to spend, but challenging your own spending is only the beginning.

Supportive groups, counseling, and the help and input from an experienced financial advisor are all important steps to get you back on track.

Intervention for Shopping Addiction

An intervention as a carefully planned process that involves the family, friends, and sometimes even colleagues of an addicted person. Although intervention styles may vary, they generally involve gathering loved ones and friends to confront the person who suffers from addiction, while getting them to accept treatment for their condition.

Successful interventions include offering a plan of treatment, along with its phases, objectives, and parameters. A follow-up treatment plan (that begins after treatment) is also necessary to ensure that the addicted person has a greater chance of recovery. Recovery from a shopping addiction requires ongoing support and encouragement from all family members.

Treatment for Shopping Addiction

other forms of addiction, compulsive shopping disorder is a disease. Further, people with shopping addiction may suffer from mental health concerns or other forms of addiction, such as alcohol use or compulsive gambling.

Uncovering the root of the problem will help lower the risk that it will return later in life. Counseling and a supportive group of people who have been there themselves and truly understand can make all the difference in the world.

Sources

1 Black, D. A Review of Compulsive Buying Disorder. World Psychiatry 6.1. 2007.

Источник: https://blackbearrehab.com/mental-health/behavioral-process-addictions/compulsive-buying-disorder/

4 Ways Addiction Causes Financial Trouble

Money Problems and Addictive Behavior

Anyone struggling with a substance use problem learns that addiction causes financial trouble. Often these money problems come up in ways they might not have expected when they first began using addictive drugs.

The consequences of an undiagnosed or untreated addiction eventually reach most or all aspects of one’s life.

That translates to damaged relationships, personal health problems, unreached goals, a lack of direction, and other negative outcomes.

Because money problems and poverty create their own set of problems that can be difficult to find a way , it’s especially important to consider some different ways that addiction causes financial trouble. Here are five financial consequences of addiction that often drive people struggling with substance use further into desperate situations.

Addiction causes financial trouble because habits become expensive

We’ll start with the obvious: addictive substances cost money. But maybe there’s something not so obvious about this.

In the first stages of drug misuse or dependency, it can be easy to see only the immediate cost of getting a substance.

We don’t think about the long-term monetary costs of supporting an addiction because we don’t set out to become addicted to a drug. But if we develop an addiction, the costs add up…and up, and up.

Think about it: addiction is a chronic, progressive disease. The longer one maintains an addiction, the greater the quantity of drugs or alcohol one consumes on a regular basis.

(Remember, tolerance increases with sustained use, so people usually have to use more of their drug of choice to get the high they’re looking for.) This means we need to think not only about the costs of buying drugs or alcohol adding up over time.

We also need to be aware that drug habits may be exponentially more costly over time. The longer a dependency goes untreated, the worse one’s financial difficulties may be.

Addiction causes financial trouble through neglect and false priorities

It’s pretty easy to see the direct costs of drug or alcohol use, but there are a lot more indirect ways that addiction will eat into your pocketbook. Because of the way that addiction hijacks the brain’s reward system, those with addictions find it difficult to find the motivation to do many things they once had no problem doing.

An addicted person’s brain doesn’t provide an internal feeling of satisfaction for doing simple things meeting ordinary goals (for example, paying rent, finding a job, saving up for a desired vacation).

Meeting financial obligations can fall by the wayside, and those struggling with addiction often find themselves trapped under a burden of penalties and other unexpected costs.

A little more directly, substance use problems often create problems for a person’s work life. It’s not uncommon for those addicted to drugs or alcohol to eventually find themselves a lot less productive at work, which of course can lead to job loss.

Using drugs while at work is also a common reason for being fired and suddenly having no paycheck. It’s not losing one’s job will cause someone to drop the drug use, either.

Many continue to divert money needed for basic life needs into drugs and can easily fall into a deepening cycle of poverty and addiction.

Addiction often leads to other health problems

Having a chronic addiction is bad enough, but prolonged drug or alcohol use also comes with a host of other medical problems.

People who don’t find a path to recovery will probably find themselves in a hospital bed sooner than they hoped.

Medical complications from addiction can be extremely expensive, and there are so many medical problems that can be direct or indirect results of drug dependency.

Physical accidents may occur while one is inebriated, traffic accidents, falls, or other results of lacking all your faculties. People under the influence of drugs or alcohol are more vulnerable to violence and many forms of abuse or assault.

Those who use needles to inject drugs into their bodies are at special risk of getting bacterial infections that can lead to critical health problems. Most people know that alcoholism leads to acute liver damage and worse.

These are just a few health complications of addiction that may require expensive medical treatments.

Substance use problems frequently lead to legal trouble that will be another source of financial straits. Of course, many kinds of drugs or drug use are legally prohibited. In addition, dependency can lead to reckless, abusive, or desperate behavior that can also get one into trouble with the law.

Court costs and attorney fees can be a big burden on finances because they are often unexpected. Having to serve time in jail or prison can have lasting effects on people’s finances and their chances of finding decent-paying employment after their release.

Getting into serious legal trouble can place you in a cycle of poor life prospects and bad choices.

It’s important to recognize cycles of addiction, social costs, and addictive behavior so that one can make the right choice: seeking treatment and a new start in recovery.

It’s so easy to fall into financial difficulties even when you’re not dependent on using pricey substances; why make getting by even harder? We’ve only scratched the surface of the ways in which addiction causes financial trouble, but the message should be clear: using addictive substances just isn’t worth the costs.

Even if you’re already caught in a cycle of addiction and feeling the pain of compulsive use, there’s always a way out. Seeking help is the first step toward getting your financial security back on the right track.

Источник: http://www.stepworks.com/2017/06/4-ways-addiction-causes-financial-trouble/

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